A Message From ARC’s Director of Employee Benefits: What to Expect Around the 2024 January Renewal Cycle
While we’re doing all that we can to ensure this renewal season runs as smoothly as possible, we wanted to make you aware of the season we’re walking in now. Here are some things you need to know to ensure your enrollment goes smoothly this year.
Will the New Transparency in Coverage Laws Help Contain Healthcare Costs?
The No Surprises Act placed limits and procedures for determining costs on certain out-of-network claims, while the Consolidated Appropriations Act enacted transparency requirements for insurance companies, hospitals, pharmacy benefit managers, and insurance brokers.
What’s the Point of Disability Insurance?
For most people, their paycheck is what fuels this continuous flow of money. We build our lives and expenses around the money we earn from our jobs. But are you protecting your paychecks with disability insurance coverage?
Breaking Down What You Need to Know Before Choosing an Individual Health Insurance Plan
Understanding and reviewing health insurance plans can be complicated, so breaking it down into simplified concepts may improve the process and make you more comfortable with your decisions.
Is a Health Savings Account a Good Option for You?
HSAs are tax-advantaged savings accounts offered to individuals with high-deductible health plans to save for qualified medical expenses.
Attention OPERs Members: Here’s What You Need to Know About ICHRA
To keep the OPERS health fund solvent, the plan was replaced by a medical stipend program known as an Individual Health Reimbursement Arrangement, or ICHRA.
Your Guide to Supplemental Health Insurance Products
There are a number of ancillary products available on the market including accident, critical illness, dental, vision, and hospital indemnity.
Your Options for Submitting Your Monthly Premium Payments to Keep Your Account Updated
Let’s take a look at some of the advantages and disadvantages of the payment options provided by insurance carriers.
ARC’s Top Five Blog Posts of 2021
2021 has wrapped up and we're moving into 2022 with a goal of continually educating our clients so they can be empowered consumers. Here are some of our favorite blog posts from the past year that can help you this year.
Your Frequently Asked Questions About Deductibles Answered
Your deductible is the annual amount you must pay each year for specific non-copay health care services before your insurance begins to pay.
So, Who Does the Affordable Care Act Really Help?
The law was designed to decrease the uninsured population in the United States by offering benefits that were more accessible to the general population with expanded Medicaid eligibility, guaranteed issue, subsidies and cost-sharing reductions, essential health benefits, and more.